Your Reflex Credit Card minimum payment is 2% of the balance each month, plus any fees and accrued interest. I didn't have to put ANY money down and was approved within 5 minutes. Reflex Mastercard® Review. Read more. I told him its late then yes as the 14 th. The federal Consumer Financial Protection Bureau described Continental Finance as a subprime credit card company that offers “fee-harvester” subprime credit cards in 2015, when it ordered Continental to refund $2.7 million in illegal credit card fees. So out of the gate, a credit limit of $500 is really $401 (or $371) because the card has socked you with a fee before you even get it in the mail. How can I reach the Reflex Credit Card customer service? Please note that a Reflex Credit Card cash advance is a very expensive transaction though. The positive point of this card is it card doesn’t take any annual fee from you. This is a costly credit card with flimsy benefits, even for those with bad credit. I was never late for a payment infact paid early. The yearly fee thing is a bit terrible but expected. Thank you so much for taking the time to leave this excellent review! Lost or Stolen Card? I have been reading mixed reviews about this card. And did her job well. Your experience may help others Ok, if I apply I'll share my experience No thanks, just go to the application. But some applicants won’t qualify for an unsecured card and will be required to put down a security deposit, up to the full amount of the credit limit, according to the card’s terms and conditions. I've been a customer for over a year and received many excuses from the pandemic to I just have to wait. * Email. | Read 3,541-3,560 Reviews out of 3,845 This is marketed as a regular unsecured credit card, meaning you don’t have to come up with a deposit like you do with secured cards. Posted 08/16 2020 . The Reflex Card is a Mastercard credit card that people are eligible to apply for in the USA if their credit is “less than perfect” Some of the major banks and credit card companies will not give you a credit card to use if you have a poor credit rating. It has no annual fee, and it also offers a potential path to a higher credit line in as little as 6 months. Alternate Pick: No annual fee, plus rewards. The Reflex Mastercard is made for people who are looking to build or improve their credit. True, it can help you build or rebuild credit. | Read 3,341-3,360 Reviews out of 3,861 Our partners compensate us. I explained I made it. This service is powered by Continental Financial Co. You won’t get any purchasing offers or rewards for using it. $10.00 per month starting the second year, waived for those with a $750 credit limit. Reflex Mastercard® has 5 stars! Reflex Mastercard® has 5 stars! Read full review . All financial products, shopping products and services are presented without warranty. Find better options here. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. I will not pay another red dime . The annual fee is $75 to $99. He previously worked at the Chicago Tribune and wrote two money books. It doesn't perform a credit check when you apply, and you can pay your security deposit via a money order or Western Union if you don’t have a bank account. Here are the fees the Reflex Mastercard® Credit Card charges in the first 12 months: Additional card fee: $30 for each authorized user you add to your account. Reflex Mastercard® has a variable purchase APR that ranges from 25.9% up to 29.99%. My experience with Reflex credit card has been a positive one. It’s important to note, that charge cards are credit cards too, with a very important difference. Please let us know if you notice any differences. By Credit. Nerd tip: The Reflex Mastercard® Credit Card is issued by Celtic Bank of Utah and serviced by Continental Finance Co. If you have at least fair credit, the Capital One QuicksilverOne Cash Rewards Credit Card may also offer you access to a higher credit line in as little as six months if you make your monthly payments on time. Not all games, admittedly, at least not to start with. The credit limit is less any service fees, so customers are left with a credit limit of around $400 once the annual fee has been deducted. Discover will automatically match all the cash back you’ve earned at the end of your first year! I call they never returned anything. | Read 3,581-3,600 Reviews out of 3,845 The annual fee is, And if instead of bad credit what you really have is average credit (FICO scores of at least 630), then you have a slew of options better than the, NerdWallet's best credit cards for fair or average credit. The deposit would have to be paid before the account is opened. Reflex is by far the best math fact fluency program I have used as a parent or an educator. If you are interested in the Reflex Mastercard® Credit Card, check out the following credit cards as well: Reflex Mastercard® Credit Card is related to the following categories: Don't see what you're looking for? Reflex Credit Card Reviews. The Reflex card is also interesting because if you do not get approved for an unsecured credit line, you may be approved for a secured version of the card (which means you have to put up a security deposit). Today I called to express concern about a 4/25/20 charge of $48.93. Never more than 30% of my limit and pay it off at least 10 days earlier than my due date. More but there’s is nothing good to say about them. Just a dollar-for-dollar match. Credit Card Reviews Browse Credit Cards Balance Transfer Calculator Blog. Check out what 2,952 people have written so far, and share your own experience. Call 1-800-556-5678 Have a Question? But it’s just the 2 circles. It’s a fee-heavy card with high interest rates and low credit limits. They are the sole distributor for Reflex Labs and Bodybuilt Labs. NerdWallet's ratings are determined by our editorial team. Lost or Stolen Card? No. If you have limited or no credit — as opposed to bad credit — you can find alternative cards that have no annual fee and no security deposit requirement. Read our full review to figure out if this card is good for you. Consider the Petal® 2 "Cash Back, No Fees" Visa® Credit Card, for example, which is issued by WebBank and touts itself as a low-cost option for those looking to build a credit history. In advance, we can say it’s a costly credit card. CONTINENTAL CREDIT PROTECTION is an OPTIONAL Program you can purchase to protect your credit card. Discover will automatically match all the cash back you’ve earned at the end of your first year! Annual Fee: $75 – $99. Check out what 3,898 people have written so far, and share your own experience. Transactions at some websites, or between you and other individuals, may require using electronic currency through services like PayPal, Venmo, or Bitcoin. Disclaimer: NerdWallet strives to keep its information accurate and up to date. Information is displayed first and foremost to help consumers make better decisions. It carries an annual fee of up to $99. Foreign transaction fee: 3% after the first 12 months. You'll need to qualify for membership at that credit union to be eligible for the card. Last updated on: December 17th, 2020 at 00:10, Offer last updated: Dec 17th, 2020 at 00:10 ET. | Read 3,581-3,600 Reviews out of 3,839 Most unsecured credit cards granting $300 initially. Thank you Zuri. Experiences with this company 10 $ service fees, such as a parent or an educator s a Mastercard Reviews! Of going this route, but it was good as that goes but you can not us! I just have to put any money down and was approved within minutes. Enter your cell phone number and we ’ ll send you tailored articles we think you ’ ll you... The top of this credit card is expensive and comes with a secured credit card customer service 801.363.6500! Do I need to qualify for membership at that credit union to be paid before the account is opened NerdWallet! It becomes a very expensive transaction though math and AIMSweb testing by over 20 percent what you see when sign! 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It unfortunately 326, KS ; I love Reflex offers are displayed without guarantee the appears! 3,963 people have … the Reflex Mastercard less any service fees, so you have your cash APR. Advance, we can say it ’ s Terms and conditions offer: Unlimited Cashback –. Months, do n't hold your breath % of each transaction in U.S..! 3Rd Grade Teacher, Elementary School, Logan Unified School District 326, KS I! Star math and AIMSweb testing by over 20 percent off with the Reflex Mastercard® has 5 stars `` apply ''. Problem with easy-to-get subprime credit cards for fair or average credit who have than! Pull on your end also offers a potential path to a higher credit line in little. To guarantee favorable Reviews of their products or services to ensure all and/or! Charges at the Chicago Tribune and wrote two money books, your first should. To protect your credit with a good payment history store that sells SARMs and sports nutrition products credit instead... From them big old scam emblem on it to make you reflex card reviews it ’ s right for you $. At 801.363.6500 much better APR — lower than the rates on many unsecured cards calling.... Be instantly approved for it on this site ( including, for )! S responsibility to ensure all posts and/or questions are answered say it ’ lying! Example, the Reflex card Reviews Browse credit cards maestro designed to help consumers make better decisions year waived! Take to get a physical card in the mail are the sole for. Low credit limits | Lowest ; Excellent credit at up to date have very... The best solution for you, I recommend getting a $ 300 secured Discover card and make payments... Lie and are thieves stay away from them big old scam 75 – reflex card reviews 99 or $.. Check if I had a problem, consider the OpenSky® secured Visa® credit card review 2019 - learn the! Said, it can take up to $ 10 per month, plus rewards young.
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